Sunday, 1 July 2012
Tuesday, 26 June 2012
Bankruptcies Increased in Malaysia
Bankruptcies in Malaysia
Year 1999 - 79,000 cases
Year 2003 - 106,000 cases
Year 2010 - 218,561 cases
(Age is involved between the ages of 34 Years to 44 Years) (31.43 percent)
Year 2012 - 241,740 cases
The largest number of bankrupt people aged 35 to 44 years involving a total of 37,493 followed by 30,910 (45-54 years), 21,353 (25-34 years) and 14,379 (55 and above).
While the people of Malaysia under the age of 25 is about 1,617 people.
Large clusters of housing loan receivables amounted to 14,327 bankrupt, to prove the country's economy in crisis.
Based on research gathered by the credit card issuer for 2007 to 2009, there were no reported cases of bankruptcy for credit card holders aged 25 years and below, while for credit card holders aged between 26 and 30 years, the debt due to bankruptcy cases in an average of two per year.
This is a figure that must be taken by the government. Although the number of bankruptcy due to failure to pay credit card debt is recorded 4,417 cases in the past five years to May 2010.
What is the best solution? It is nothing but an open debate between Najib and Anwar must be held. In the U.S., UK and other countries, including Israel, it can have a debate between the party's top leaders.
Opposition Policy will not making Malaysia bankrupt. Education loans (PTPTN) will also be expanding rich-poor gap is already bad in Malaysia, as well as increasing the number of bankruptcy at a young age.
Car prices in Malaysia are among the highest in the world. Similarly, the properties of which are becoming increasingly price which caused home prices continued to rise. Under these conditions led many people into debt and eventually forced into bankruptcy.
Malaysia will face serious financial difficulty or go bankrupt because of extravagant spending rather than the implementation of minimum wage policy.
Year 1999 - 79,000 cases
Year 2003 - 106,000 cases
Year 2010 - 218,561 cases
(Age is involved between the ages of 34 Years to 44 Years) (31.43 percent)
Year 2012 - 241,740 cases
The largest number of bankrupt people aged 35 to 44 years involving a total of 37,493 followed by 30,910 (45-54 years), 21,353 (25-34 years) and 14,379 (55 and above).
While the people of Malaysia under the age of 25 is about 1,617 people.
Large clusters of housing loan receivables amounted to 14,327 bankrupt, to prove the country's economy in crisis.
Based on research gathered by the credit card issuer for 2007 to 2009, there were no reported cases of bankruptcy for credit card holders aged 25 years and below, while for credit card holders aged between 26 and 30 years, the debt due to bankruptcy cases in an average of two per year.
This is a figure that must be taken by the government. Although the number of bankruptcy due to failure to pay credit card debt is recorded 4,417 cases in the past five years to May 2010.
What is the best solution? It is nothing but an open debate between Najib and Anwar must be held. In the U.S., UK and other countries, including Israel, it can have a debate between the party's top leaders.
Opposition Policy will not making Malaysia bankrupt. Education loans (PTPTN) will also be expanding rich-poor gap is already bad in Malaysia, as well as increasing the number of bankruptcy at a young age.
Car prices in Malaysia are among the highest in the world. Similarly, the properties of which are becoming increasingly price which caused home prices continued to rise. Under these conditions led many people into debt and eventually forced into bankruptcy.
Malaysia will face serious financial difficulty or go bankrupt because of extravagant spending rather than the implementation of minimum wage policy.
Monday, 25 June 2012
Support Free Education, Removing PTPTN
The average citizen of this country agree, and believe the promise of free education by the opposition but they are still wondering how the Higher Education Fund Corporation (PTPTN) be repealed.
Repeal PTPTN is one of the opposition manifesto in General Election 13 (GE13).
On the basis of issues raised, should be government 's efforts to provide loans to needy students to pursue studies at a higher level should be welcomed, there are a few things that should be evaluated in detail in order to make these institutions truly be helpful, not a burden.
Previously, Higher Education Minister Datuk Seri Mohamed Khaled Nordin has frozen loans to the University of Selangor (Unisel) - under the Selangor state government - to create a variety of reactions of the various protest actions. Not until the second day of freeze PTPTN was pulled back.
United Malay National Organisation (UMNO) forget, among the students UNISEL not all of the children of opposition supporters. Makes this amongst the rigid UMNO supporters in the state have begun to realize the political game of their leaders. Willing to do wrong on the children of its members for narrow political rancor that act on the instruction soul who is angry and stir.
Corruption runs rampant.
Corruption spread because of the UMNO/ the National Front (BN) are comfortable with the rentier (on wind and ali baba) among cronies. They are parasites that devour and steal people's money for his own pocket.
-RM28 billion in losses incurred every year due to leakages and corruption.
-3 times the revenue lost due to corruption, than the amount spent on fuel subsidies.
Fight against corruption.
-put the management Malaysian Anti-Corruption Commission (MACC) under Parliament.
-provide counsel for individuals reporting corruption.
-practice open tender.
-all-out war over corruption at all ranks.
Repeal PTPTN is one of the opposition manifesto in General Election 13 (GE13).
On the basis of issues raised, should be government 's efforts to provide loans to needy students to pursue studies at a higher level should be welcomed, there are a few things that should be evaluated in detail in order to make these institutions truly be helpful, not a burden.
Previously, Higher Education Minister Datuk Seri Mohamed Khaled Nordin has frozen loans to the University of Selangor (Unisel) - under the Selangor state government - to create a variety of reactions of the various protest actions. Not until the second day of freeze PTPTN was pulled back.
United Malay National Organisation (UMNO) forget, among the students UNISEL not all of the children of opposition supporters. Makes this amongst the rigid UMNO supporters in the state have begun to realize the political game of their leaders. Willing to do wrong on the children of its members for narrow political rancor that act on the instruction soul who is angry and stir.
State Government of Kelantan and Penang today, abolish the student loan debt of both states. Country to go bankrupt due to mismanagement of national governance and corruption and leakage by national leaders, not for giving welfare to the people.
Corruption runs rampant.
Corruption spread because of the UMNO/ the National Front (BN) are comfortable with the rentier (on wind and ali baba) among cronies. They are parasites that devour and steal people's money for his own pocket.
-RM28 billion in losses incurred every year due to leakages and corruption.
-3 times the revenue lost due to corruption, than the amount spent on fuel subsidies.
Fight against corruption.
-put the management Malaysian Anti-Corruption Commission (MACC) under Parliament.
-provide counsel for individuals reporting corruption.
-practice open tender.
-all-out war over corruption at all ranks.
Saturday, 23 June 2012
Nik Aziz warning the Polls not ends During the Hajj.
Even after waiting at the date of election, its does not seem to know when will be done for the last period early next year.
Datuk Nik Abdul Aziz Nik Mat, warned the Prime Minister, Datuk Seri Najib Tun Razak will not hold elections at the Hajj season because is very important for Muslims.
Ruling party, which lost five states in their worst election should not be using the opportunity during the haj. The Prime Minister should be able to assure that elections are not held on the Hajj season this year. It is preferable to avoid the government to hold on that date and announce the election date to the people.
Opposition only needs to win 100 seats in the general election that must be implemented before May next year to take over Putrajaya and "Umno will be destroyed".
Opposition to receive the support of more than half the popular vote in the peninsula, winning 80 out of 166 seats.
For the record, in the 2008 general election, the Pan-Malaysian Islamic Party (PAS) is contesting 66 seats and won 23 (lost 43). The People's Justice Party (PKR) is contesting 97, won 31 and the Democratic Action Party (DAP) had contested 47, wins 28. It makes the whole PR seats, 82.
United Malay National Organisation (UMNO) in the National Front (BN) are contesting 117 seats, won 79 (lost 38) and the other component parties contested 105, wins 61. BN forms the government with a total of 140 seats.
Currently, Parliament has 222 seats. This means that the political party that wants to be the government (either singly or in mixtures) must win at least 112 seats. Why 112? Because his opponent, who will become the opposition, only got 110. So, that can seat more (or more accurately, who won more) will form the government.
Opposition "may not be able" to capture the total 112 seats for a majority in parliament in general elections but BN will collapse if the opposition win a majority in the Peninsula.
This election is difficult. Opposition does not need 112 seats to hold power. Enough only 100.
If the opposition is the majority party in Peninsular Malaysia, there will be no more loyalty than the BN parties in Sabah and Sarawak?
Expected "if the opposition obtained 90 seats in West and 10 in Sabah and Sarawak", Deputy Prime Minister Tan Sri Muhyiddin Yassin will bring down Umno president and Prime Minister Datuk Seri Najib Razak.
How Najib himself took power from both the post from Tun Abdullah Ahmad Badawi last only a year control the government after the BN worst elections in March 2008.
Former Mufti of Perlis, Dr. Maza opinion hold a general election (GE) during the hajj is an offense.
Election during the Hajj season is seen betraying the rights of Muslim.
For the election when the people who are eligible and entitled to vote, unable to vote because to fulfill their pilgrimage, is take away the right of the people to elect a fair government and integrity to manage their lives and Country for the next 5 years.
Najib seen scared to determine the date of the elections.
Datuk Nik Abdul Aziz Nik Mat, warned the Prime Minister, Datuk Seri Najib Tun Razak will not hold elections at the Hajj season because is very important for Muslims.
Ruling party, which lost five states in their worst election should not be using the opportunity during the haj. The Prime Minister should be able to assure that elections are not held on the Hajj season this year. It is preferable to avoid the government to hold on that date and announce the election date to the people.
Opposition only needs to win 100 seats in the general election that must be implemented before May next year to take over Putrajaya and "Umno will be destroyed".
Opposition to receive the support of more than half the popular vote in the peninsula, winning 80 out of 166 seats.
For the record, in the 2008 general election, the Pan-Malaysian Islamic Party (PAS) is contesting 66 seats and won 23 (lost 43). The People's Justice Party (PKR) is contesting 97, won 31 and the Democratic Action Party (DAP) had contested 47, wins 28. It makes the whole PR seats, 82.
United Malay National Organisation (UMNO) in the National Front (BN) are contesting 117 seats, won 79 (lost 38) and the other component parties contested 105, wins 61. BN forms the government with a total of 140 seats.
Currently, Parliament has 222 seats. This means that the political party that wants to be the government (either singly or in mixtures) must win at least 112 seats. Why 112? Because his opponent, who will become the opposition, only got 110. So, that can seat more (or more accurately, who won more) will form the government.
Opposition "may not be able" to capture the total 112 seats for a majority in parliament in general elections but BN will collapse if the opposition win a majority in the Peninsula.
This election is difficult. Opposition does not need 112 seats to hold power. Enough only 100.
If the opposition is the majority party in Peninsular Malaysia, there will be no more loyalty than the BN parties in Sabah and Sarawak?
Expected "if the opposition obtained 90 seats in West and 10 in Sabah and Sarawak", Deputy Prime Minister Tan Sri Muhyiddin Yassin will bring down Umno president and Prime Minister Datuk Seri Najib Razak.
How Najib himself took power from both the post from Tun Abdullah Ahmad Badawi last only a year control the government after the BN worst elections in March 2008.
Former Mufti of Perlis, Dr. Maza opinion hold a general election (GE) during the hajj is an offense.
Election during the Hajj season is seen betraying the rights of Muslim.
For the election when the people who are eligible and entitled to vote, unable to vote because to fulfill their pilgrimage, is take away the right of the people to elect a fair government and integrity to manage their lives and Country for the next 5 years.
Najib seen scared to determine the date of the elections.
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